Thursday, June 21, 2018

6-21-18  We own another house!!!!

We had planned to be in St. Louis right now.  Time to hit the Dr.s again.  But when Ken contacted the bank to see if they needed anything else before our closing on the 30th, they informed us that we were closing on the 14th!  Wait.  What????  Really!!!!  So after some kibitzing back and forth with the bank, the lawyer, and the seller, we came to an agreement to close on the 21st and rent the house out to the seller until July 2nd.  Turned out our loan rates were only good until the 21st.  With rates now at 4.625 we didn't want to have to pay a higher rate just to move the closing date to the 30th.

So, today was our closing day on our house in Perry.  We had started this whole procedure by checking out home rentals for a couple monthsm but with the good ones getting rented before we could even look at them, we decided to just buy one.  It's our first real adventure in buying a house, at least the conventional way with a loan and all.  Since it was a for sale by owner house, we didn't have the help of an agent.  So we hired a lawyer to draw up the offer and do the closing and trusted the seller (who was also a partner in the building company who built the house).  He lived in the house for 6 months; bought it when it was almost finished and put his special touches in it---upgraded carpet, lights, cabinets, windows, insulation, ... .  So we basically got a new house-with a lot of upgrades.

Time to celebrate!  Decided to have dinner at the Italian restaurant in Perry, Rusty's.
And who better to celebrate with then family!?
Still have a trip to St. Louis planned---but that'll start tomorrow.

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